Attend our FIRST EVER Straight Talk Session!!!

Module 2 - Credit Group

Self Study

  • 3

    Lessons

  • 3

    Videos

  • 25

    Minutes

Overview

Equal Credit Opportunity Act – Reg. B

  • Review of prohibited actions that constitute discrimination or discouragement
  • Adverse Action Notice – standards & procedures
  • Credit application recordkeeping requirements

Fair Credit Reporting Act

  • Standards for obtaining/submitting a credit history report
  • A detailed listing of permissible credit report entries
  • Prohibitions for providing credit history reports
  • Methods for controlling access to credit files – fraud alerts/credit freezes
  • Adverse Action Notice provisions / Risk-based Pricing Rule provisions

  • AFIP Introduction

    2min 8s
    1 Video

  • ECOA

    12min 37s
    1 Video
    1 Document

  • FCRA

    10min 36s
    1 Video